North Carolina State Requirements

Resident Requirements

All agents must complete 24 hours of CE biennially - including 3 hours of ethics training.

Property/Casualty agents and Adjusters must complete 3 hours on flood insurance and the National Flood Insurance Program every four years as part of their overall CE requirement.

Adjusters are required to complete 24 hours biennially - including 3 hours of ethics training.

Non Resident Requirements

Nonresident adjusters must complete 12 hours of property/casualty courses approved by North Carolina or by their home state. Proof of compliance and CE filing fee are due annually by March 1.

Nonresident agents are exempt for North Carolina CE requirements if meeting the home state requirement.

Long-Term Care Training

Each licensee issued an accident and health or sickness license and who holds a Medicare/Supplement Long-Term Care limited lines license shall complete 8 hours of continuing education in Long-Term Care Partnership prior to selling, soliciting or negotiating a Qualified Partnership policy.

Each licensee shall complete 4 hours of continuing education in Long-Term Care Partnership every biennial compliance period thereafter.

Course Repetition

Course repetition is not permitted within the compliance/renewal period.

Period Requirements

Individual licensee's compliance date will be determined by the licensee's birth month and birth year, odd or even. CE requirements must be completed by the last day of the licensee's birth month every two years.

Carryover Requirements

There are no minimum or maximum requirements for CE credit hours to carryover. Any amount over the required number of CE hours will carry forward to the next biennial compliance period. Any excess ethics or flood CE credits will carryover as general credits.

Reporting Requirements

The National Producer Number (NPN) is required for reporting.

State Reporting Fees

The NC Department of Insurance requires a course reporting fee of $1.65 per credit hour (online, self-study and classroom courses). This state reporting fee will be automatically charged to you when you purchase a course or course package.


Individuals who are at least 65 years old, who have held their license for 25 consecutive years, and who hold a nationally recognized designation (CLU, CPCU, ChFC, FLMI, IIA) are exempt from CE requirements except the required ethics and flood courses.

Acceptable Training Methods

  • Online (internet delivery)
  • Correspondence (print)
  • Company seminars
  • Classroom
  • CBT/CD-ROM (computer-based training)


This information is based on state laws and regulations and is subject to change. AOIS makes every effort to make sure this information is current and accurate, however, AOIS is not engaged in rendering legal or professional advice and shall not be held responsible for inaccuracies contained herein.

For the most accurate and up to date information please visit the North Carolina Department of Insurance.